Hard Money Equity Loans

7 Day Loan Service is a broker and direct lender specializing in Hard Money Real Estate Loans, also known as Private Money Loans, in California. 7 Day Loan Service is located in the San Jose area and serves all of California.
7 Day Loan Service has been in business for 30 years and has helped many people with their financing needs. We have many sources of funds and can usually arrange a loan quickly, with terms that are surprisingly attractive.  You’ll be pleased with the full personal attention and service you’ll enjoy with     7 Day Loan Service.

Equity Loans are an alternative to a full refinancing of a first mortgage. In certain situations, it may be preferable to leave a 1st mortgage in place and obtain a 2nd mortgage. Maybe an existing 1st mortgage has a very low rate or exceptionally good terms. Perhaps it has a prepayment penalty that would make it expensive to pay off. Maybe a borrower only wants money for a short time and doesn’t want to refinance the 1st mortgage.

Obtaining an Equity Loan can be a slightly different from obtaining a 1st mortgage, simply because most investors prefer to be in 1st position, rather than 2nd position. Not to worry, at 7 Day Loan Service, we have sources of funds for Equity Loans, also known as 2nd mortgages. These loans are funded by private investors whose terms can be very flexible when a borrower has special requirements.

Equity Loans allow you to access the equity in your property without disturbing your 1st mortgage. You may want to consolidate bills into one lower payment, catch up on late payments, improve your property, or just get extra cash. Don’t worry if your credit is less than perfect; there are loan programs for everyone. Call us today and let’s get your new loan approved !

Please call us to discuss your situation. If we can help you, we’ll give you our full personal attention. If we can’t help you, we’ll tell you right away. No Pressure and No Obligation.

Call Tim Kennerson 888-531-1777 or fill out our short form.


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